FAMILY FLOATER MEDICLAIM POLICY
We have designed a new Policy called as Family Floater Mediclaim Policy for covering all the family members with one sum insured. All the terms and conditions of Individual Mediclaim Policy 2007 will be applicable for Family Floater Mediclaim Policy with following amendments.
Floater Benefit: Floater benefits means the Sum Insured as specified for the proposer under the policy, is available for any or all the members of his /her family for one or more claims during the tenure of the policy.
Family Members: The Family Floater Mediclaim Policy can be issued to the persons up
to 60 years of age covering the following family members:
Other Family Members: Parents / Parents-in law / Brothers & Sisters are not covered under Family Floater Mediclaim Policy even if they are residing with the proposer.
Sum Insured: Minimum Sum insured is Rs.2 lacs and Maximum sum Insured is Rs.5 lacs.
The loadings for pre-existing conditions and pre-acceptance health check up at the time of insurance is applicable as per underwriting guidelines for Individual Mediclaim Policy (2007).
Cumulative Bonus: Not available.
Health Check up Benefit: Not available.
Family Discount: Not available.