CANCER MEDICAL EXPENSES INSURANCE POLICY
1 SALIENT FEATURES OF THE POLICY
1.1The Policy covers reimbursement of medical exp. incurred for treatment of cancer.
1.2 In the event of any claim becoming admissible under this policy, the co. will pay to the insured person the amt. of such exp. as fall under different heads mentioned below and are reasonable and necessarily incurred thereof by or on behalf of such insured person but not exceeding the sum insured in respect of such person in any policy period.
A) Room boarding exp. as provided by the hospital/ nursing home which
included registration and administration fee.
This policy will cover aurvedic, allopethic, homeopathic,mode treatment provided. Treatment is given by duly qualified medical practitioners. However the dignosis investigation has to be done in hospital patholagical laboratory to con firm that the insured person as suffered from cancer.
3 AGE LIMIT
4 NOTICE OF CLAIM
4.1 Priliminary notice of claim with particulars relating to policy numbers , name of insured persons in respect of whom claim is made, nature of alligment and name and address of the attending medical practitioner/ hospital/ nursing home should be given to the insurance company within 30 days of discharge from the hospital /completion of treatment.
4.2 Final claim along with hospital receipt bill /cash memos claim from and list of document as listed in the claim form etc. should be submitted to the company within 30 days discharge from the hospital /completion of treatment.
Note : waiver of this condition may be considered in extreme cases of hardship where it is proved to the the satisfaction of the company that under the circumstances in which the insured was placed it was not possible for him or any other person to gve such notice of filed claim with in the prescibed time limit.
5 PROOF OF CLAIM
6 PREMIUM PAYABLE
7 SUM INSURED